Grants For Home Improvement

In more than one instance you get warned about free grants for home improvement programs and over and over again told that no such thing exists as free grants.

With extended and thorough research you will find ample grants focusing on home improvement alone. The free part of it applies to low and medium income homeowners. Grants can be obtained and loans at zero-interest. Part of the criteria for these “free” grants or loans is that it is needed for health and safety purposes.

There are various loans and grants available, but in general grants for home improvement covers:

  • Improve and renovate the exterior structure of the house to the building requirements that is currently applicable. This are improvements such as the roof, sidings, better water and sewage systems, doors and windows, extending your house and measures to make your home more easily reached for disabled and handicapped persons.
  • Improvements relating to the interior of the house such as alterations to fix the roof and sidings in events where there is major reason for concern regarding your family unit’s health and security. Grants for home improvements relating to the interior of the house also refers to the electrical and water supply systems.
  • There are specific grants for home improvements available if you are interested in renovating or converting your existing property into low income housing. Programs of this nature are usually offered by the government in order to better the availability of low income housing in designated neighbourhoods. These types of grants for home improvement are known to cover most of the above mentioned exterior and interior improvements. In addition financial assistance is provided by means of mortgage assurance and the subsidising of mortgage payments.

Some of the most generally used types of grants for home improvement are:

  • Deferred Payment Loans – You are provided with a no-interest loan that does not have to be paid back until you sell the house or the property is transferred to a new owner. The maximum amount available for each individual application is $20 000 for the first year and up to $35 000 for each year thereafter.
  • Leveraged Loans – For this type of grant there are some reasonable income eligibility guidelines to meet. As with the Deferred Payment Loans, very similar repairs relating to health and safety qualify for this program. When opting for leveraged loans, you need to provide half of the money needed for cost of the repairs or renovations and loan program will supply the other half. It is also only paid back when you sell the property or it is transferred to a new owner. The maximum to be matched with home improvement program funds is $17 500.
  • Emergency Grant – The focus of this home improvement grant is restricted to health and safety risks that needs immediate attention to low income homeowners. Being a grant, no repayment structure is applicable. The maximum grant award is $1,500.

Showing Leadership in Your MBA Application

When faced with any iteration of the leadership question on MBA essays, many business school applicants freak out because they think they have to come up with an example that is their greatest life or professional achievement. In reality, it's not about grand gestures or formal leadership titles. The goal is leaving a footprint on whatever situation you're in and doing more than a good job.

Applicants need to think through their past experiences to find the episodes that best justify their leadership skills. Sometimes, the best examples are not the first that come to mind.

Your leadership essay will often be different from an "accomplishment" or "achievement" oriented essay. Just because you achieved something outstanding does not always mean leadership skills were involved, especially if you did most or all of the work.

One of the central tenets of leadership essays is showing that you can galvanize the actions of other people. You bring out their passions. You educate them. You help them see organizational priorities in new ways. And then they share in the achievement.

The work of a leader activates or improves the work of others, so find anecdotes in your professional and extracurricular background that illuminate this kind of pattern.

What kind of experiences will make the best tales of leadership? Think about challenges where the following came into play:

• Identifying / clearing a problem

• Resisting conventional approaches; challenging status quo

• Marshaling resources to address a problem

Motivating others

• Making good use of others' talents

• Being open to new information and input

• Building consensus with appropriate stakeholders

• Guiding strong mid-course corrections; overcoming mistakes

• Building on success

Remember: Leadership is not just about the titles. Some candidates build their leadership essays around the fact that they were selected for or elected to certain positions where they had a high level of authority and responsibility: editor-in-chief of a college paper, fraternity president, captain of the hockey team, director of product development, or vice president of marketing.

But what did you do with this position? An editor of a college daily could write about how he or she was constantly challenged to maintain high levels of editorial excellence, manage staff assignments, and hit all deadlines. This is definitely an esteemed position with many responsibilities, but if you describe your role like that, it sounds exactly the same as the other hundreds of editors-in-chief of college papers also applying this season.

Define the leadership challenges you faced, not the management ones. Did you have to deal with a certain writer who falsified interview notes? Was there a sticky campus scandal that forced you and your staff to walk an ethnic tightrope? Did you have to fire student editors? Did you lead a transition from a weekly to a daily with all of the scheduling and human resources rigors that entails?

Collecting impressive titles does not make someone a great leader-helping a team over great challenges does.

The strongest leadership essays will have heroes other than yourself. If you assisted Terri in accounts receivable realize her full potential on a project you led, showcase her as a hero in your leadership tale.

In the best possible scenario, applicants should map out a good balance at the beginning of their application process between achievement-oriented essays and those focusing specifically on leadership. The good news is that, in many instances, you can still adjust your application fairly late in the process to achieve the appropriate balance between individual achievement and leadership.

Adding in a few sentences about enabling others, or educating and clearing priorities for group endeavors, will go a long way towards rounding out your profile. Many achievement essays can be transformed into glorious examples of leadership when you shine the spotlight on others who were a part of a great collective accomplishment.

Do not forget that leadership is never a solo effort. When it comes to MBA essays, you can not go wrong if you show how you've worked to inspire others and bring out the best in them.

Traveling Long Journeys

Traveling as a part of leisure time can actually be a reason for vacationing to some far away destination. You pass time idly and you are not aware of time unlike the time-aware monotony of life where you belong. Time really sees eternal and you get to do everything your way except for the rules and formalities of the journey and flights, which are not too hard to follow.

Some people have height sickness and these people should be aware of their problem because they might just throw up during flights. So they should be taking the right kind of medication beforehand that suits them well if they must fly.

Once a college of mine was on leave from work and he was flying to United States for higher studies and he described his journey being long, dull and boring. I was surprised at his attitude! I was also on leave from work flying for a similar purpose only a few days earlier but although the journey was long, there were lots of interesting things to do to keep you engaged. For instance, you could listen to music or watch movies. You could view the map of where the position of the airplane was at the current moment. You could enjoy drinking the variety of juices and other cold drinks that were offered every few hours and not to speak of the good meals that were served once or twice in a while. If you are seated near a window, you could watch the white clouds and that may remind you that every cloud has a silver lining. LOL! Or you could just fall into a long and relaxed slumber and dream sweet dreams about what the outcome of your journey held for you. So no way you could call a journey like this dull and boring.

During my journey to US, I had initially a flight to London and from there a connecting flight to Chicago. Then I flew to Dallas. It was a very, very long journey I admit and I did not make this kind of journey for quite a while, and also I am used to routine-like life and I am not very adventomeome. But on a journey like this, would you like to jump to your destination? I bet not.

When I was on this travel, I was wide awake, aware of my surroundings and above all, enjoying the fun and pleasure of the experience. After all, while traveling from a source to the destination, it is usually the journey that really matters and which you should be able to take a grasp of lovingly, happily and enjoying to your heart's content.

Wood Furniture Plans – Finish Your Project With Pride

No matter what kind of carpentry project you are hiring to get started with, there are many aspects to consider when you select your wood furniture plans. The first is to reflect on your personal woodworking skills. Do you have several successful projects under your belt, or maybe you need to start with simpler projects to have your first of many furniture building accomplishments? Carpentry can be an enjoyable experience for any level of building skills, provided the furniture piece is within your abilities and written with clear and complete instructions. Likewise, no level of expertise can make up for deficient wood furniture plans.

What do you have the urge to build? Whether it is a rocking horse, coffee table, bunk bed, or wine rack, you probably have a great amount of motivation going into the project. Perhaps you saw a great finished product at a furniture store that you are confident you could replicate for a fraction of the asking price. Not only can you save money but you can achieve a great feeling of accomplishment when you build your own furniture. In an attempt to get started immediately, you may endeavor to write your own wood furniture plans from scratch. However, there is an easier way.

Instead of risking forgetting essential parts of a piece of the furniture's construction simply by looking at it, you should seek professionally produced wood furniture plans. These, when coming from a reliable source, will have the full list of materials that you need to get started with your project. This will be followed by detailed and complete instructions for everything from putting the first boards together to finishing the stain work. There should also be an image on the plans of what the finished product will look like, giving you a good idea to work off and keep your motivation up as well.

Many people search for free wood furniture plans online, but the fact is that you absolutely get what you pay for. Most furniture plans offered for free are not reliable. They will either miss important pieces in the instructions, like a materials list, or the final product will not resemble what is shown in the picture, if a picture is present at all. If you want your finished product to be something you can pride yourself in, you need to make a small investment at the startup of the project in the form of buying dependable wood furniture plans.